Explore against all risks insurance, which provides comprehensive coverage for many losses, with some exclusions. Learn how it differs from named perils policies.

Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

In a ruling that bucked the national trend, the North Carolina Supreme Court recently held that restaurants’ business interruption losses caused by the COVID shutdown were covered under an all-risk ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. Hurricanes, earthquakes and coastal flooding were once the ...

As private insurers pull back services in the face of mounting losses, governments are looking to spread the costs of more frequent and severe natural disasters while confronting insurance ...