Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Filing for bankruptcy can be a daunting decision and is often viewed as a last resort for those struggling under the weight of unmanageable debt — but hundreds of thousands of Americans still file for ...

What collection debt looks like in America: A mid-year look In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers ...

One in four Americans seeking help with debt has at least one account in debt collections. The average debt collection balance is $3,027 across two accounts. Americans seeking debt relief are ...