Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Paying off collections debt isn't always the clear win it looks like. Here's how to decide what path to take.

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. A collection account is a debt your ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Think you can ignore a $50 debt without consequences? Think again. While there’s no legal minimum for collections, even tiny ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Collection Debt by the Numbers: The National Picture In April 2025, about one in four people looking for debt relief had at least one account in collections. The average collection balance is $3,027, ...