People regularly ask me about disability insurance. They say things like, “I’m as healthy as a horse. Do I really need that?” Or “I think I have some disability coverage provided through my work, but ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Most people feel secure in the fact that they have their homes and cars insured, in case something were to happen to them. But what many don’t consider is properly insuring what pays for those ...

Learn about Medicaid's long-term care coverage, including the definition, eligibility requirements, and the services covered ...