Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...