President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

“The money is coming from the proceeds of the sale of a family home.” ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...