A Certificate of Deposit (CD) is a type of time deposit offered by banks and credit unions. This type of financial product is a safe, low-risk investment that allows you to deposit a fixed sum of ...

Read on to learn about the best banks for CD rates in 2026.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Acting quickly within your grace period can help you avoid missed opportunities. Here's happens when a CD matures — and your ...