Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Learn how claims-made insurance policies provide business coverage for late-filed claims, and compare them with occurrence policies to make informed decisions.

Find out the estate-planning advantages of joint life insurance.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

This complex product has potential upsides but also risks.

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

Costs for removal of debris are also covered, up to a limit. Homeowners’ policies automatically include coverage for ...