Both options reduce your loan burden, but the difference lies in timing, penalties and how banks actually calculate savings.

There's another Federal Reserve meeting on the calendar this month, but will mortgage rates fall once it's over?

Shopping around for mortgage interest rates in recent years has often felt like a fruitless mission. And that was especially ...

Go to AnnualCreditReport.com and pull reports from all three bureaus. Look for errors and dispute any inaccuracies ...

The Federal Reserve recently cut interest rates for the first time in four years. Interest rate cuts make mortgage, automobile and other loans more affordable. Economists expect more interest rate ...

December 10, 2025. That's the date when the final Federal Reserve meeting will conclude its final 2025 meeting and, with it, a now widely anticipated reduction to the federal funds rate. A rate drop ...

Most readers are probably familiar with the basic math behind interest rates and bond prices: When interest rates go up, bond prices go down. As the market recalibrates what a bond’s future cash flows ...