(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But the economy is much different now. The inflation rate is under 3% ...

The Federal Reserve just cut the target federal funds rate by 0.25 percentage points. So what does that mean for CD investors? Read More: Earn up to $845 cash back this year just by changing how you ...

If you've been thinking about getting a certificate of deposit (CD), the big draw is probably the rates that banks and credit unions are offering right now. The best CD rates are currently above 5%.

Read on to learn about the best banks for CD rates in 2026.

There's a reason 12-month certificates of deposit (CDs) are a pretty popular choice among savers these days. Thanks to record-high CD rates, you may be in a position to score a 5% APY on a 12-month CD ...

The Fed has now cut rates at back-to-back meetings this fall. And odds are, more cuts are coming soon and will continue into 2026. As a result, some banks are already trimming APYs on savings accounts ...