Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with unfamiliar terms and complex strategies, so it’s no wonder many people feel ...

Retirement is when every dollar has a job, and unnecessary home spending can quietly erode the savings you worked to build.

For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

A self-directed retirement account could be an IRA, Roth IRA, 401(k), Roth 401(k), Pension Plan, SEP or even an HSA or Coverdell or College IRA. Any of these accounts could be moved from a traditional ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

Social Security is racing toward a funding cliff at the same time millions of Americans are still fuzzy on how the program ...