In an ILIT, the grantor or creator of the trust cannot change the terms or beneficiaries of the trust, just like any irrevocable trust. However, grantors may place one or more life insurance policies ...

The insurance industry is on the verge of a monumental shift, driven by the integration of blockchain technology and smart contracts. Bob Brzyski For life and health insurance agents and agency owners ...

Understand what a term plan is, how it works, and how it differs from other life insurance plans for smart financial protection.

Every household aspires to achieve a stable and secure financial future, and effective money management is crucial to this goal. From meticulous monthly budgeting to strategic long-term planning, each ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...