Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

Pacific Life and New York Life are among the best universal life (UL) insurance companies in our analysis. There are several kinds of UL policies that meet different needs. Riders can add features and ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

Lincoln WealthBuilder SM IUL offers indexed accounts, growth potential and features that financial professionals and their clients have been asking for. Lincoln has partnered with the S&P 500 ® to ...

Founded by future California Gov. Leland Stanford in 1868, Pacific Life is now the third-largest life insurance provider in the U.S., with $1.5 trillion in policies in force in 2024. It has an array ...

Universal Life, a product for HNWI became popular in 2024 and 2025 when USD 10-year treasury yields stayed above 4% compared ...