Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

Pacific Life and New York Life are among the best universal life (UL) insurance companies in our analysis. There are several kinds of UL policies that meet different needs. Riders can add features and ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

What Is Variable Life Insurance? Variable life insurance is a type of permanent life insurance policy. Essentially, a variable life insurance policy boils down to a contract between you and an ...

We looked at term and permanent life policies to identify the top life insurance companies overall ...

Founded by future California Gov. Leland Stanford in 1868, Pacific Life is now the third-largest life insurance provider in the U.S., with $1.5 trillion in policies in force in 2024. It has an array ...