Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Credit Human Share Certificates’s seven-year CD earns an APY of 3.75% and can be opened with a minimum deposit of just $500 , making it the top-rated account on our list of the best seven-year CDs.

Some providers like Universal Credit, Upgrade and LendingClub might lend to borrowers with fair credit, but borrowing costs might be higher Written By Written by Loans Deputy Editor, Buy Side Jessica ...

Mia Davis is the full-time Associate Special Projects Editor for Investopedia with over five years of editing experience. She specializes in economics, and her expertise includes personal finance and ...